Financial planning is about developing strategies to help you manage your financial affairs and meet your life goals – and the first step is to make sure you have access to the right advice.
If you could achieve your financial goals by simply putting money away in the bank, you wouldn’t need a financial plan. Unfortunately, life is a little more complex.
Yet many of us resist seeking advice and often decide to manage our financial affairs ourselves. Financial planning is a specialist profession and you should make sure that you’re getting advice from a properly qualified person.
A financial planner will help you reach your goals; even if retirement may seem a lifetime away, or around the corner. The sooner you start planning the more likely you’ll be to achieve financial independence and peace of mind.
There are many types of loans available for you to consider, and sometimes deciding on which one would suit your needs can be a little difficult. Our fully qualified mortgage brokers can provide added value in helping you narrow down your choice of loans based on your circumstances. They will listen to your needs. Below are some of the common loan types which you might come across.
Superannuation is one of the best long term saving arrangements, operating primarily to provide income for retirement. It remains one of the most tax-effective means of creating wealth as tax concessions apply to superannuation contributions, to earnings with the fund and to the ultimate benefits.
There are a number of types of superannuation types in Australia, however they all sit under the one set of tax rules and legislation. There are retail funds, employer funds, industry funds, wholesale funds and lastly Self Managed Super Funds. We are able to advise on traditional superannuation funds and also Self Managed Super Funds. With traditional funds we have access to leading wholesale funds whereby we are able to place super funds into specific investments and investment classes. The performance of wholesale funds can be significantly better than many other non wholesale funds.
Odyssey Real Estate holds a full real estate agents licence and has assisted hundreds of first time and repeat property investors. Odyssey consultants are trained and accredited to discuss all aspects of property investment and financial planning.
Odyssey has identified and selected professionals in all the necessary areas required to provide a complete service for first time investors through to experienced portfolio builders. Most importantly Odyssey manages and facilitates all professions and people involved in this process for you. You have one point of contact that directs and facilitates the complete process of property investment. This is all supported by ongoing newsletters, communication, information and regular reviews to ensure that you are on track to reach your financial goals.