Financial planning is about developing strategies to help you manage your financial affairs and meet your life goals – and the first step is to make sure you have access to the right advice.

If you could achieve your financial goals by simply putting money away in the bank, you wouldn’t need a financial plan. Unfortunately, life is a little more complex.

Yet many of us resist seeking advice and often decide to manage our financial affairs ourselves. Financial planning is a specialist profession and you should make sure that you’re getting advice from a properly qualified person.

A financial planner will help you reach your goals; even if retirement may seem a lifetime away, or around the corner. The sooner you start planning the more likely you’ll be to achieve financial independence and peace of mind.


Superannuation is one of the best long term saving arrangements, operating primarily to provide income for retirement. It remains one of the most tax-effective means of creating wealth as tax concessions apply to superannuation contributions, to earnings with the fund and to the ultimate benefits.

There are a number of types of superannuation types in Australia, however they all sit under the one set of tax rules and legislation. There are retail funds, employer funds, industry funds, wholesale funds and lastly Self Managed Super Funds. We are able to advise on traditional superannuation funds and also Self Managed Super Funds. With traditional funds we have access to leading wholesale funds whereby we are able to place super funds into specific investments and investment classes. The performance of wholesale funds can be significantly better than many other non wholesale funds.


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