Banks and lenders pay Mortgage Brokers a commission which is a variable cost as opposed to paying for an employee which is fixed. From this we pay a portion back to support your club. It’s a win / win for everyone.

We really care about the outcome of your loan application and will do everything we can to ensure your loan is correctly structured with the lowest rates that will suit you, and cater for your requirements. We have helped Australians find great finance for over 20 years and have won countless awards for service excellence! We work closely with our panel of over 20 lenders, including large banks, second tier banks and smaller lenders. Each lender has their own niche’s and specialties. As an Odyssey client you have access to our vast knowledge and expertise all with one phone call, and at no cost!

We can assist you with loans for First Home buyers, to investors wanting to buy an investment property, or a home owner wanting to upgrade to their next home. We finance many beach and holiday homes for existing clients and business premises for business owners. Apart from property financing our team can assist with car loans, equipment loans, SMSF lending and personal loans.

Yes! Many of our clients’ refinance to access the equity in their home. You can often use some of your equity to make a purchase such as an investment property, dream holiday, new car or even as a cash release. Equity is calculated by working out the difference between the value of the property and the amount still owing.

Yes! Home loan products, rates and discounts change frequently, sometimes daily, and many of our clients choose to refinance to access a lower rate or a product that might suit them better. For example, refinancing to a loan with a reduced interest rate can lead to significant savings in repayments and the term of the loan. Ask your Odyssey Broker to calculate your savings!

Yes, this can be a useful strategy. When you have multiple debts, personal loans, car loans and credit cards, refinancing your home loan to access equity can be an option to help reduce the financial pressure. Refinancing to consolidate debts also allows you make one repayment, instead of multiple, and can help you take positive steps towards more financial freedom.

Over 60% of all loans in Australia are facilitated by Mortgage Brokers due to a number of reasons. Brokers offer a personalized service which is often hard to find when you deal with a bank. Even try to speak to the same person again at the bank is near on impossible. When you apply directly with the bank how do you know that you are getting the best rate possible? Will the bank let you know that their competitor across the road has a lower rate? No! Then how can Banks say that they will actin in your best interest? When you work with a broker, you benefit because your broker will help you compare loans from different types of banks, big and small. Brokers also have the inside knowledge and experience to inform you which loan will give you the best chance of getting approved.

All banks have different rules when it comes to lending. Some are stricter than others. Your broker can provide you with information about which banks suit your unique circumstances better.